Can foreign visitors use Weixin Pay with a foreign card?

Verification is a legal duty, not the app being difficult

Article 21 requires the institution to run continuing user due diligence, to identify and verify identity as prescribed, and to understand the user's transaction background and risk profile. It also bars outsourcing core fund-security and information-security work to a third party. That is why binding a foreign card involves document checks that cannot be waived by support staff.

Where in the source: 第二十一条: 建立持续有效的用户尽职调查制度，识别并核实用户身份; 不得将涉及资金安全、信息安全等的核心业务和技术服务委托第三方处理.

The payment account has to be in your real name, and may not be lent or rented

Article 23 requires payment accounts to be opened in the user's real name and obliges institutions to prevent anonymous or false-name accounts. It also bars anyone from illegally buying, selling, renting or lending a payment account. So offers to use somebody else's verified account are not a shortcut — they are an enumerated prohibition.

Where in the source: 第二十三条: 支付账户应当以用户实名开立; 任何单位和个人不得非法买卖、出租、出借支付账户.

Any fee on the card must be displayed before you pay it

Article 34 requires the service content, fee items, standards and limiting conditions to be marked clearly and completely at the key nodes of the transaction flow, and forbids collecting any fee that was not marked. If a card transaction carries a charge, that charge has to be visible at the point you commit to it.

Where in the source: 第三十四条: 在业务办理途径的关键节点清晰、完整标明服务内容、收费项目、收费标准、限制条件; 不得收取任何未予标明的费用.